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Summer Break is Over

August 17th, 2010 at 03:55 pm

So summer is basically over in our house. DH is back to work which is a blessing. He was offered permanent substitute positions at his old school and another in district school. We still have hope that he can work in our county, but this is the best backup plan.

Over summer we have had to stop all our saving to retain positive cash flow. This is upsetting. It means we still haven't started contributing to our Roth IRA. We should be able to start up again in October. When we do, I will be adjusting our contributions so that they = money needed/months to achieve. I disregard interest for this so hopefully I can adjust the contributions down in the future to make room for other goals. Any extra money will go into the soonest, most urgent goal.

This month has been hard as DH needed major dental work. He maxed out our dental coverage! He still needs his wisdom teeth removed, but that will have to wait for next year. I think I will have to take over choosing the medical coverage this year. I am not pleased by that.

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