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Resolving my Crisis

April 15th, 2010 at 02:53 pm

So DH and I sat down last night and discussed how much we had to get us through the end of the month and still stay within budget. We decided that we are still in the testing and adjustment stages of our budget and so we are still going out on our little date night on Friday.

I really do want to try to live off $4600 a month. It is our goal, but it makes no sense to try so hard if it is not livable. We are not in debt, but we have lofty savings goals. I just cannot wait until May when we find out our summer plans, June when we find out about DH's financial aid, and July when I can adjust our insurance savings (I started saving late).

Posted in Budgeting | 2 Comments »

2 Responses to “Resolving my Crisis”

  1. Jerry Says:
    April 23rd, 2010 at 07:57 pm 1272052664
    1272052664

    How are you adjusting your insurance savings, is that when you have open enrollment? We are waiting to hear about some financial aid funding for graduate school, as well, and I hope it comes through without any problems... good luck!
    Jerry

  2. snshijuptr Says:
    April 23rd, 2010 at 08:08 pm 1272053296
    1272053296

    I pay my insurance yearly, but this year I only saved for 6 months. Next year I will spread out the saving for a year. So basically turning $400 for 6 months into $200 for 12 months (or whatever the numbers are).

    Then I'm hoping to also negotiate a better price on our insurance because my husband is driving his car less. It used to be our only car so we put 25,000 miles on in less than a year. This year we have transfered a lot of those miles onto my car. The other hope is that he will move to a closer job (big hope). Finally, this is our first year of having our own insurance so hopefully it will drop from that.

    Good luck on your own financial aid situation.

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