So after getting married last August I quickly began to change my name. I figured I was done with most of it, but when I went to open my Roth IRA I found out I was very wrong. Somehow I forgot to tell my HR Rep that I had changed my name. I told the school as a student, but not as an employee. Friggin disconnected systems.

I was hoping to open my Roth IRA with the same company that my university's retirement plan is through. If I open my Roth IRA right now it will be forced under my maiden name and then I will have to change my name with the company. So now I have to delay opening my Roth IRA.

Thankfully we didn't change DH's with holdings yet. The plan is to go from $300 a month into his 403(b) to $50 to the 403(b) and $250 to the Roth IRA. We will increase contributions once we have a good downpayment and also when DH's paycheck goes up every year. I know we should be putting more than 5% into retirement, but part of my retirement plan is paying off our eventual house and a large down payment is a necessity.