So this morning we turned in my car to finish off the lease. It will be nice to be a 1 car household for a while. I did sign up for ZipCar and even got a $25 bonus credit. I have a call into my insurance agent to drop our insurance down. That should lead us to a refund from our insurance. That money will go back into our Annual Fund. I'm also redirecting the lease payment every month into the Annual Fund. Since we already have $15,000 saved for replacing my car, all of this will help us buy the car after that in several years. Yay!!