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Archive for December, 2011

Finished Car Fund

December 26th, 2011 at 09:13 pm

So we finished our car fund 4 months before I actually needed the money to replace my car!! Woot! We are now working to save to pay off my 6.8% student loans when they come due in about 2 years. According to my calculations we should be able to finish our Home Down Payment and my Student Loans while contributing to both my IRA and making monthly payments on DH's student loans (starting in August 2012) by July 2013. I'm pretty happy about that.

Now here's hoping for DH's bonus, a raise for each of us, and DH getting summer school. All of our medical bills should be covered by DH's FSA witholdings for 2012 so no worries about delivering the baby.

APLE Payment

December 12th, 2011 at 03:20 pm

So DH's loan forgiveness payment came in back in November. I hadn't checked in a couple weeks and when I checked today it was in there. Sadly they applied it to his two low interest loans, which his parents are paying, instead of the one high interest loan, which we are paying. He is calling them on his way home to get the money transferred over to the correct loan. Still I'm happy that we finally got the money after only 4 months of poking and then 1 month of processing. Sigh. I'm so tired of bureaucracy.

Still this just leaves DH finishing his exit interview, and we are done with our 2011 goals!

District Overpayment not Quite Resolved

December 12th, 2011 at 11:41 am

So now after the overpayment department told us thy couldn't do anything to help us, the HR department is feeling really bad about screwing up DH's audit twice that they want to try to get our overpayment resolved without us paying them money. We will see how that turns out.

DH finished his Master's Thesis. Now he just has to complete the loan exit interview and he is officially finished. I double checked my paperwork, and it is officially in. I'm going to count my Master's as finished, but wait for DH to complete his exit interview before checking that goal off.

The offers of baby stuff have started to come in and at least one of my showers has been scheduled. It looks like I will have 3-4 total showers. After we get some hand-me-downs and find out the baby's sex, I will go register. I'm not really sure where I want to go, probably Target.

On Monday with DH on break, we will start cleaning out the house to make room for baby stuff. I'm hoping to get a few more things we can sell or put up on swap.com. I got an invite to the new Swap Market so I'm hoping to put some stuff up there. A decent amount will probably get thrown away or donated. I do have permission from my parents to store a bit at their place so that will take care of the stemware and extra set of dishes.

District Overpayment Resolved

December 8th, 2011 at 08:27 am

So DH resolved his overpayment with his old district. We still owe them money, but thankfully we can pay it back over the next 4 years with no interest. The money is already set aside in a savings account, but now I can reallocate the extra money I had set aside in case they decided we owed them even more.

Total in Account - $5922
Owe LAUSD - $3264
Leftover - $2658

DH also has one of the cars in to be fixed after his accident a couple months ago. That one is fully paid for my the insurance. The other car (because he was in an accident in both within a week) will go into the shop in January to take advantage of next year's deductible. About $500 of the extra money will go to this.

Car Repair - $500
Leftover - $2158

We also have some outstanding medical bills that I will need to take care of over the next couple weeks. I can't wait until the New Year and our new FSA elections. Until then I need to pay about $200 in bills still.

Medical Bills - $200
Leftover - $1958

With some of the extra money, we were hoping to take a small weekend trip to celebrate and pamper a bit before the baby comes. This shouldn't be too expensive.

Babymoon - $700
Leftover - $1258

DH and I have already resolved to just hoard money until next August so I'm not really worried about moving the money into our savings goals. I am thinking about dividing the rest of the money between our Down Payment and our Frivolous funds.

Down Payment - $1000
Frivolous - $258

First I want to get more exact estimates of the other items on this list.