We received DH's student loan refund and all that money is going into a CD for the next 18 months. Hopefully by the time the money gets out we will have a better picture of our repayment plan.

The confusion is that the state will forgive $2000-$3000 a year for 5 years in student loans if he teaches in a low income school. We don't need all the money they will be offering for his Master's loans, but currently his parents are paying off his undergrad loans. I'm torn if we should focus the initial forgiveness on his old loans (helping Mom & Dad) or his new loans (helping us). I think we will ask them if any of the loans are unsubsidized and get the specifics on interest rates when things get closer.