So I've been working on our credit score a bit lately. I got mine for free last week from FICO and I was surprised that it was only a 729. We won't need our credit for another 3 years when we buy a house so I figure right now is the perfect time to work to improve it. My two biggest problems were length of credit history and revolving credit utilization. We don't carry a balance on our cards, but we use them for all of our purchases so the balance each month looks high.
So far we signed up for another credit card. It offers really good rewards and will get us even more cash back every year.
We each own an individual credit card, and I was thinking that we should add each other as cosigners. I might not want to add my husband to my card because it isn't that old, but his card is 7 years old and has a higher credit limit than any of my cards. Any thoughts?
Working on Our Credit Score
September 10th, 2010 at 05:38 pm
September 10th, 2010 at 06:13 pm 1284142388
My dh and I have all joint cards - makes life easier.