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Called Insurance, Reduced Bill

February 22nd, 2012 at 09:21 am

So last night I received another medical bill, but I was perplexed by how little my insurance was covering. The bill was for the standard state prenatal screening, and I had called and been told that my insurance would cover it. I figured out that I was being billed for Out-of-Network instead of In-Network. I called the insurance, and quickly bypassed the phone tree (I've gotten too good at this) and got on the line with a representative. He said he would send it to the adjuster since the state is the only lab performing the screening. So I'm saving around $50 by a quick call to the insurance!

Lesson of the Day: Track medical expenses and know your insurance coverage. Don't be afraid to call.

3 Responses to “Called Insurance, Reduced Bill”

  1. laura Says:

    Glad you made the phone call! Nice way to save a bit!

  2. CB in the City Says:

    And good for you for getting around that phone tree!

  3. Jerry Says:

    This is SO important, and it is also vital that people do not let themselves get frustrated and hang up on the insurance company. They have a responsibility to provide the benefits outlined, and the only one who can lead them to that action is sometimes the insured person herself! Good for you, and nice job!

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